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Glossary

Double-entry accounting

A method where every transaction is recorded as equal and opposite entries against at least two accounts, so the books always balance.

Each financial event produces balanced debit and credit lines. A wallet funding of 100 USD debits a clearing account and credits the customer's wallet account; a 2 USD fee credits a revenue account and debits the wallet. The total of debits always equals the total of credits.

The practical benefit in transaction platforms is detectability: if the books do not balance, something is structurally wrong and can be caught automatically rather than discovered during a customer complaint.

What it covers in practice

  • Every movement affects at least two accounts
  • Imbalance is a detectable system error
  • Maps cleanly onto general-ledger integration